Individual and Family Health Insurance

Individuals & Families | Short Term | Free Quote

Phone:1-800-596-3299 210-699-3299 Fax: 210-699-1934

Affordable Family Health Insurance - Insurance License: 793531

Individual, Family, or Temporary Health Insurance

Family Members To Be Insured

You can apply for any one of the following combinations of family members:
SINGLE ADULT
STUDENT SELECT INSURANCE
COUPLE - YOU AND YOUR SPOUSE
FAMILY - YOU, YOUR SPOUSE AND ONE OR MORE CHILIDREN
SINGLE PARENT HOUSEHOLD - PARENT AND ONE OR MORE CHILDREN
Single child
More than one child
TEMPORARY INSURANCE

The gender and age/date of birth of each person is also required.

When entering a child and/or children only, enter the age/date of birth in the child as requested. Enter any additional children in the appropriate child blocks, as asked. Rate computations for child/children only plans vary by carrier. Some insurance companies have specific rates for youth plans and other insurance companies base rates for children on the age of either the youngest or oldest child.

Age/Date of Birth - The age or date of birth for each family member that is to be insured.

Tobacco Usage - For each adult that is to be insured, please check the box if they are a tobacco user. By default, all adults are assumed to NOT be tobacco users.

Individuals & FamiliesOn Line Application

Medical Plan Types

COMPREHENSIVE MAJOR MEDICAL HEALTH PLAN
Most people select this form of coverage. This type of coverage can be renewable for multiple years and can provide continuous claims coverage over a long period of time. Most plans of this type cover both major medical expenses (e.g., hospitalization and surgeries) and routine medical expenses (e.g., office visits and annual exams), subject to deductibles and co-payments or co-insurance.

Short-term, up to 6 months temporary coverage
Short-term health insurance is a temporary health insurance plan (typically 1 to 6 months) and should NOT be used as a substitute for standard, comprehensive major health insurance.

Short-term health insurance may be right for you if you are:

Between jobs
Waiting for coverage from another health plan to start
Laid off
On strike
A recent college graduate
A seasonal employee

TEMPORARY INSURANCE APPLICATION (ASSURANT)
BUT, please keep in mind the following:

Short-term medical plans are intended as interim or "gap" coverage, i.e., for people who know, with certainty, that they will have standard, long-term coverage (or coverage through an employer) at a future date.
Short-term plans are designed to provide protection from unforeseen illness or injury; they are not meant to cover routine exams, preventive care, dental or eye care, or immunizations.
Short-term plans are exempt from HIPAA legislation. This means that when issuing a Short-term medical policy, insurance carriers do not have to: guarantee renewal, guarantee issue, or waive the pre-existing condition limitation for federally eligible individuals.
Most importantly, short-term medical plans provide coverage for a limited time frame only. Once this time frame ends, you may or may not be able to buy additional health insurance, depending on your health at that point in time.

IF YOU ARE UNSURE THAT YOU WILL HAVE STANDARD, MAJOR MEDICAL INSURANCE (OR INSURANCE THROUGH AN EMPLOYER) WITHIN 2 MONTHS, WE STRONGLY RECOMMEND THAT YOU VIEW PLANS FOR STANDARD, MAJOR MEDICALHEALTH COVERAGE NOW, BEFORE THERE IS AN ADVERSE CHANGE IN YOUR HEALTH CONDITION.