What is a group plan?
A group health plan provides small companies the flexibility they need to insure all their employees. Instead of factoring in each person's risk potential, the premium is based upon the characteristics of the group as whole and takes into consideration such things as the degree of occupational hazard and the average age among employees.
When employees access group health insurance through an employer, their share of the premium is taken out of their paycheck before taxes are taken out. This is more beneficial to an individual than paying with after-tax dollars, which is what they do if they have to purchase individual health insurance on their own.
Who is suited or can qualify for group plans?
Do you own a small business? Are you wondering if you really need to offer health insurance to your employees? Are you thinking that many small businesses do not offer any health insurance and the government doesnęt require it so it is a good way to save on cost? If you answered yes to any of these questions, you are not alone. However, it is beneficial to both you and your employees to have small business health insurance. Hereęs why:
1. You value the people that work for you each day and want to offer them affordable health insurance. Affordable Family Health Insurance offers health insurance plans through many popular carriers.
2. The fact that a company offers health insurance may be a make it or break it factor when a new employee is choosing between possible jobs; or a current employee is considering whether to stay at a job or look for a new one.
3. Did you know that 100% of insurance premiums are a business tax deduction?
4. What size of company is typical for group health insurance? For employers with from 2- 50 employees, Affordable Family Health Insurance can provide immediate quotes - please click here to complete a census form for your company.
WHY GROUP HEALTH?
A small business GROUP health insurance plan provides medical care for yourself and your employees, as well as helping spread the financial risk between all the members, which usually means lower premiums and more extensive coverage for everyone.
Because, every group is different, we take the time to find the right plan for your group. To find out more information, or just check out the rates for group health insurance, fill out our no obligation group health census form.
With Group Health Insurance, a single policy covers the medical expenses of many different people, instead of covering just one person. Unlike individual insurance, where each person's risk potential is evaluated to determine insurability, all eligible people can be covered by a group policy, regardless of age or physical condition. The premium for group insurance is calculated based on the characteristics of the group as a whole, such as average age and degree of occupational hazard.
- Employers have option to fit the insurance to their needs
- Employee have many befifits.
- More affordable premiums and guaranteed coverage.
What group plans does Affordable Family Health Ins. offer?
Humana
Aetna
Blue Cross Blue Shield of Texas
United Health Care Pacific Care
Why get small business or group health insurance at Affordable Family Health Agency?
We educate our customers about the type of health insurance they are seeking.
We offer the broadest selection of small business and group health insurance.
We provide expert customer service through knowledgeable representatives in the health insurance industry.
We offer ONE DAY SERVICE to give you multiple carrier quote
AFFORDABLE FAMIYL HEALTH INSURANCE offers many affordable small business health plans, so employers can provide their staff members all the benefits of a group plan.
We can provide a plan designed for part time people, contract labor, wait staff, or seasonal workers.
Our knowledgeable account representatives will help you find the most cost-effective solution for your company while still getting you a plan that provides excellent coverage.
Because every group is different, we take the time to find the right plan for your group. Call us today at 1-800-596-3299 to get a free quote for different group health care plans for your company. | 
